Permanent Property Finance Specialist | Absa Vacancies
Job Description
Absa Vacancies – Property Finance Specialist
Location: Umhlanga, KwaZulu-Natal
Company: Absa
Job Type: Permanent
Job Sector: Finance
Property Finance Specialist – Absa
Empowering Africa’s tomorrow, together…one story at a time.
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey. Help reset our future and shape our destiny as a proudly African group.
Job Summary
As a Property Finance Specialist at Absa, you will provide bespoke mortgage solutions to customers while delivering on sales targets through exceptional service. Your role will involve building strong networks, executing targeted action plans, and ensuring seamless customer experiences.
Job Description
- Maintain strong visibility and partnerships with internal and external stakeholders.
- Execute strategic action plans to achieve agreed application, final grant, and registration targets.
- Engage existing customers to assess re-mortgage needs and provide expert mortgage advice.
- Meet prospective customers at their convenience to offer tailored solutions and assist with application submissions.
- Track and manage submitted applications, keeping customers informed on progress.
- Ensure all business adheres to governance and compliance standards.
- Maintain high conversion ratios in line with Absa’s Home Loan process.
- Explore opportunities (property shows, auctions, etc.) to expand business sources and sales intake.
- Monitor competitor activities to proactively offer superior solutions.
- Deliver outstanding customer service by promptly resolving queries and obtaining required documentation.
- Uphold TCF (Treating Customers Fairly) principles to enhance satisfaction and retention.
- Maximize cross-selling opportunities with value-added products like property insurance and life cover.
Education & Experience
- Required: NQF Level 5 qualification (National Certificate).
- Preferred: NQF Level 6 qualification in Business or Commerce.
- Required: 2-3 years in a sales role.
- Preferred: 2-3 years in residential property finance.
Skills & Knowledge
- Sales & Customer Experience
- Property Finance Expertise
- Strong Communication
- Entrepreneurial Mindset
- Digital Adoption
- Negotiation Skills
Remuneration
Fixed CTC for the first 4 months, transitioning to a reduced fixed CTC with a competitive commission structure.
Education
Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required).
Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups to enhance workforce diversity.
Absa Bank Limited reserves the right not to fill the advertised position.
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How to Apply
To apply for this position, click the “Apply Now” button or follow the specific instructions provided in the job description. Ensure that your CV and supporting documents are up to date and relevant to the position.
Please note: This job posting may be closed at any time by the employer, either due to internal recruitment policies, legal requirements, or once a suitable candidate has been found. We encourage you to apply as early as possible.
Only shortlisted candidates will be contacted.
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